Knapp Associates has the ability to provide lenders the highest level of accuracy relative to flood zone determinations (FZD) and flood hazard appraisals (FHA). Our 25 years of NFIP experience combined with licenced surveyor and professional engineer associates trained in the many aspects of the NFIP allow us to provide a 100% guarantee for all FZDs and FHAs. Lenders can be confident that our research and reports will provide their borrowers the most accurate information available at the same time protecting the lender from the fines authorized by the National Flood Insurance Reform Act of 1994.